​Having to deal with an earthquake can be a stressful time when you’re caught unprepared. Having home insurance but not knowing what your policy covers or what you are entitled to can add to your distress. 

This article will help you understand everything you need to know about home insurance that covers earthquakes so that you can feel confident in your coverage and prepared for the next big disaster.

Here are the things that home insurance with earthquake coverage covers.

​Not all car insurance covers sudden engine failure. For instance, if your engine suddenly fails, you might be wondering if your insurance has it covered, even if the engine came with a warranty. Some insurance companies only cover the cost of a rental car in this case and nothing else.

Here are some insurances that are available for you. Although none of them covers car engine failure, they are still worth checking out.

​While riots and civil commotion are not a common occurrence in society, businesses can be severely impacted when they do occur. Luckily, business insurance covers damage to business property that results from riots or civil commotion.

Business insurance ensures your business can continue operation after things settle down.

​You may have heard the term "negligence" thrown around when it comes to contractor's insurance, but what does it mean? Negligence is a legal term that refers to the failure to act with appropriate care in a given situation. 

In short, insurance companies use negligence to determine if they will pay your claim. The contractor's insurance covers certain negligence acts, including those committed by employees.

It can also cover contractors who are working for you temporarily.