Robinsons Insurance Agency Blog
Contractors are often sued when their work turns out poorly, but a standard general liability policy doesn't cover any claims. It is also important to know what liability insurance is. This type of insurance covers contractors for a range of damages, including claims from first responders and clients.
Contractors need to understand the basics of their coverages to avoid costly mistakes and unnecessary litigation. If you're sued for faulty work, the first thing you should do is call an experienced contractor insurance attorney.
An attorney can help you determine if your claim falls under the "contractual" exception to your policy and explain your options for coverage.
Not all insurance policies cover wildfire damage, so it's important to understand what your policy does and does not cover. If you have the standard homeowner's insurance policy, it may not be enough to help you after a wildfire.
If your home is damaged by wildfire, your homeowner's insurance can help pay for repairs or replacement. It also covers personal property that was damaged or destroyed in the fire.
You have been in a car accident, and you have to pay for the damages to the other party's vehicle. You are worried about raising your premium rates. You can make multiple claims within a year, but it is advisable to ensure that your claim amount is higher than your NCB amount and deductibles.
When your business' money and property are stolen, you often have to pay for replacing that money and property out of pocket. You want to make sure that if the worst happens and you are faced with a theft claim, you'll be covered.
Theft insurance can help protect your business from theft claims. This coverage can help reimburse you for losses caused by theft or robbery.