How Many Car Insurance Claims Can I Make In A Year?

​You have been in a car accident, and you have to pay for the damages to the other party's vehicle. You are worried about raising your premium rates. You can make multiple claims within a year, but it is advisable to ensure that your claim amount is higher than your NCB amount and deductibles.

How To File An Accident Claim
The first step you should do when filing an auto insurance claim is to contact your insurance company. It's important to file a claim right after the accident, as making a claim sooner will increase your chances of getting a settlement. 

The sooner you make a claim, the more likely it will be that the other party's insurance company will agree to pay for all the damages. 

Next, contact your insurance company and provide them with the details of the accident and any injuries sustained by you and other people involved. You should also ask for your vehicle's damage as evidence and submit it.

You must provide the required documents along with the claim form duly filed to the insurance provider before submitting it. The forms will help them appraise your treatment plan and process claims faster.
 
Can I File a Claim If My Car Gets Scratched
A filing for an insurance claim is when you apply for compensation for damages that you or your property incurred in an event. If you are filing for an insurance claim, it is important to know the extent of the damage and how you can prove it.

It would be best to file for an insurance claim within the time frame specified in your policy. Insurance companies will always require additional evidence to prove what happened.
 
Multiple Claims In A Year
You can make lots of claims on your car insurance if you drive every day. With the right coverage, you'll be able to claim for as much as $50,000 worth of damages and injuries.

Can I get Denied For An Auto Claim?
Yes, you can be denied an auto claim. However, there are ways to avoid denial so that you can put your mind at ease. You first need to understand what the auto insurance company is looking for when they deny claims. 
 
If you have a good idea of what they're looking for, it becomes easier to argue your case and win back the money.

At Robinsons Insurance Agency LLC, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 254-7350 or Click Here to request a free quote.