Robinsons Insurance Agency Blog |
Among the contractors, plumbers, electricians, and HVAC contractors are mostly regulated so they are required to acquire and maintain a license and insurance. Each state has a regulatory body to handle licensing requirements. The Texas State Board of Plumbing Examiners or TSBPE for example is the agency responsible for licensing plumbers in Texas, requires all master plumbers to furnish them with a current certificate of insurance. Plumbers must carry general liability insurance for claims of property damage or bodily injury, with coverage of at least $300,000 in a one-year period. But we actually recommend to maintain at least $1,000,000 coverage in general liability insurance as that is the standard limit of insurance required if you get hired by a General Contractor or work on a big project.
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