Robinsons Insurance Agency Blog
Pet care professionals are at risk of unique liability claims. The general liability insurance in a BOP covers claims for dog bites, animal attacks, and other accidents involving pets. A pet-related business can be sued for negligence even when the owner is not at fault.
A BOP covers the cost of defending against such claims, as well as property damage and bodily injury costs.
Dog bites are a common cause of personal injury lawsuits. Dog owners are often held liable even if the dog has no history of biting or aggressive behavior. The liability can be devastating to people who love their dogs but cannot afford the cost of settlements and court judgments.
Dog bite claims against dog owners can be costly, even if the victim is not seriously injured. Dog bites are covered by most homeowners’ and renter's insurance policies. Many insurance companies offer dog bite coverage discounts, typically less than $1 per month per $100 of liability coverage.
If your pet destroys someone else's property, you could be sued and face a hefty legal bill. You may not have enough liability coverage to protect you if your pet damages something and you've been sued.
This article will help you understand the policy language and what it covers to make an informed decision about purchasing additional insurance protection.
With every construction project, you put a lot on the line. Accordingly, it's important to ensure that you have sufficient liability coverage.
It's great when you win a bid for a project. However, some project owners require you to have specific insurance to accept a bid. Typically, these coverages include general contractor liability insurance, workers comp, and vehicle insurance.
However, a growing number of owners require contractors to invest in owners' and contractors' protective liability insurance. This kind of coverage is not well-known. It's also often misunderstood.