Can You Bundle Your BOP Insurance With Other Insurance?

​A business owner's policy combines property insurance and liability coverage into one convenient package. It should provide small businesses with less expensive protection than purchasing those coverages separately. It is a standardized policy typically available for fewer than 100 employees.

While BOPs cover a wide range of risks for your company, you don't have to worry about purchasing something you don't require. This insurance may be adjusted to meet your company's specific needs, with extra coverage for risks like cyber liability, equipment malfunction, personal and advertising harm, and more.

How Does a BOP Work?
A business owner's policy is the best protection if you require comprehensive coverage. This policy covers common liability and property risks in one plan by combining general liability insurance with commercial property insurance.

This type of insurance should cover your business against typical threats such as:

• Suits involving customer harm and property damage
• Property damage to your company
• Lawsuits arising from advertising-related injuries

How Can You Save with BOP?
Claims adjusters, property and casualty brokers, as well as other small insurance firms can typically discover savings with a business owner's policy by mixing general liability and commercial property insurance. Businesses that qualify for this coverage typically:

• Have an annual revenue of less than $1 million
• Have less than 100 workers
• Need less than a year's worth of business interruption insurance
• Have a small workplace.
• Work in a low-risk industry.

Conclusion
BOP insurance protects your business from claims resulting from catastrophes or other covered disasters. It also attempts to assist in covering claims that may arise due to your company's operations. Personal injury and property damage claims are among them.

At Robinsons Insurance Agency LLC, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (888) 254-7350 or Click Here to request a free quote. Any coverage discussed is not guaranteed. Contact us today to go over your specific needs and we are happy to help you find a policy that works for you and your budget!